Sökning: "asset accumulation"

Visar resultat 1 - 5 av 11 avhandlingar innehållade orden asset accumulation.

1. 1. Understanding Asset Degradation in Software Engineering

   Författare :Ehsan Zabardast; Javier Gonzalez-Huerta; Darja Šmite; Tony Gorschek; Apostolos Ampatzoglou; Blekinge Tekniska Högskola; []
   Nyckelord :NATURVETENSKAP; NATURAL SCIENCES; Assets in Software Engineering; Asset Management; Asset Degradation; Technical Debt; Programvaruteknik; Software Engineering;

   Sammanfattning : Background: As software is everywhere, and almost every company has nowadays a dependency on software, designing and developing software-intensive products or services has become significantly challenging and time-consuming. The challenges are due to the continuous growth of the size and complexity of software and the fast pace of change. LÄS MER

3. 2. Interest to Reinvest : Individuals’ use of numerical information for investment decisions

   Författare :Nichel Gonzalez; Timo Mäntylä; Ola Svenson; Rob Ranyard; Stockholms universitet; []
   Nyckelord :SAMHÄLLSVETENSKAP; SOCIAL SCIENCES; decision making; investments; interest rate; asset accumulation; information processing; gains; losses; Psychology; psykologi;

   Sammanfattning : The general aim of this thesis is to contribute to the understanding of how numerical information, such as asset values and interest rates, influences inexperienced investors in their investment decisions. In relation to this, I have investigated the participants’ own understanding of what information they rely on for their own decisions. LÄS MER

4. 3. Urban poverty, social exclusion and social housing finance. The case of PRODEL in Nicaragua

   Författare :Alfredo Stein; Boende och bostadsutveckling; []
   Nyckelord :Urban poverty; Microfinance; Social exclusion; Social housing finance; Central America; Asset accumulation; Infrastructure; Financial inclusion; Nicaragua; International donors;

   Sammanfattning : The purpose of the thesis is to further understand key conceptual and operational challenges that international aid donors, and public and private institutions, face while designing and implementing alternative forms of social housing finance which aim to be inclusive for the urban poor. Based on an in-depth study of the work of the Foundation for the Promotion of Local Development (PRODEL) in three cities in Nicaragua during a period of 15 years, the thesis tries to answer three research questions: What are the constraints the urban poor face in financing the incremental way they build their individual housing and collective assets? Why does housing microfinance not always enhance inclusion of the urban poor? How does the tension between the goal of achieving financial sustainability and increasing financial inclusion affect the policy of international donors and governments, and the practice of local financial institutions? To answer these questions, the thesis adopts a realist approach as well as a critical case study method as used in disciplines such as political science and history to explain the trends and complexities of the phenomena investigated, and formulates an argument in the form of a proposition: if financial exclusion occurs in PRODEL it might also occur elsewhere. LÄS MER

5. 4. Take a risk : social interaction, gender identity, and the role of family ties in financial decision-making

   Författare :Emma Zetterdahl; Thomas Aronsson; Niklas Hanes; Jörgen Hellström; Paolo Sodini; Umeå universitet; []
   Nyckelord :SAMHÄLLSVETENSKAP; SOCIAL SCIENCES; Asset allocation; Behavioral finance; Divorce; Financial literacy; Financial risk-taking; Gender identity; Household finance; Panel data; Propensity score matching; Risky asset share; Risk aversion; Saving behavior; Stock market participation; Social interaction; Trust; Economics; nationalekonomi;

   Sammanfattning : This thesis consists of an introductory part and four self-contained papers related to individual financial behavior and risk-taking in financial markets.In Paper [I] we estimate within-family and community social interaction effects upon an individual’s stock market entry, participation, and exit decision. LÄS MER

7. 5. Insuring Against Unemployment

   Författare :Jonas Kolsrud; Bertil Holmlund; Erling Barth; Uppsala universitet; []
   Nyckelord :SAMHÄLLSVETENSKAP; SOCIAL SCIENCES; unemployment insurance; savings; consumption smoothing; Economics; Nationalekonomi;

   Sammanfattning : This paper studies optimal public unemployment insurance (UI) when workers have the possibility of topping-up public UI with private UI that is endogenous to public UI and subject to moral hazard. The issue is analyzed with a theoretical model in which publicly insured workers, who differ in layoff risk, hidden to the planner, are offered to top-up public UI with private UI. LÄS MER