Sökning: "Financial inclusion"
Visar resultat 1 - 5 av 28 avhandlingar innehållade orden Financial inclusion.
1. Financial Activities in European VAT - A Theoretical and Legal Research of the European VAT System and the Actual and Preferred Treatment of Financial Activities
Sammanfattning : Value added tax (VAT) is a key part of the fiscal revenue of many countries. Yet this broad-based tax on consumer spending exempts financial services. This seems puzzling to many, particularly given the significance of that sector and the size of its value-added in today's world economy. LÄS MER
2. Urban poverty, social exclusion and social housing finance. The case of PRODEL in Nicaragua
Sammanfattning : The purpose of the thesis is to further understand key conceptual and operational challenges that international aid donors, and public and private institutions, face while designing and implementing alternative forms of social housing finance which aim to be inclusive for the urban poor. Based on an in-depth study of the work of the Foundation for the Promotion of Local Development (PRODEL) in three cities in Nicaragua during a period of 15 years, the thesis tries to answer three research questions: What are the constraints the urban poor face in financing the incremental way they build their individual housing and collective assets? Why does housing microfinance not always enhance inclusion of the urban poor? How does the tension between the goal of achieving financial sustainability and increasing financial inclusion affect the policy of international donors and governments, and the practice of local financial institutions? To answer these questions, the thesis adopts a realist approach as well as a critical case study method as used in disciplines such as political science and history to explain the trends and complexities of the phenomena investigated, and formulates an argument in the form of a proposition: if financial exclusion occurs in PRODEL it might also occur elsewhere. LÄS MER
3. Crumbs from the Rich Man's Table? : Municipal Labour Market Policies and Recognition of Welfare Recipients in Sweden
Sammanfattning : Labour market policies, also known as activation, are common responses to poverty, unemployment and social exclusion. Activation is characterised by increased individual responsibility, requiring welfare recipients to strive for financial self-sufficiency, be it through job-seeking, training or coaching. LÄS MER
4. Children with mild intellectual disability and their families – needs for support, service utilisation and experiences of support
Sammanfattning : This thesis focuses on service utilisation among children with mild ID and their families, their needs for support and their experiences of support.AimsThe overall aim of the thesis was to explore and describe service utilisation patterns among families of children with mild ID from a systems perspective. LÄS MER
5. Essays on Credit Ratings
Sammanfattning : This thesis consists of four self-contained articles, all of which contribute to the empirical research on credit ratings. Broadly speaking, the first two papers highlight two less ordinary “uses” of credit ratings, in the context of (1) measuring financial constraints and (2) bond market segmentation. LÄS MER
